Monday, January 13, 2014

What if Americans rebel against the Obamacare mandate?

If Americans fail do what the law's Democratic authors believe is best, the federal government will punish them, through the progressively higher penalties of the individual mandate, until it hurts more not to buy coverage than it does to give up and purchase it. - Byron York/Washington Examiner @ByronYork

But what if many of those Americans rebel? Even if they know having health insurance is better than not having it, what if they refuse to be forced to buy the kind of coverage dictated by the government — which may not really meet their needs — at prices they don't want to pay? What then?

"I don't think Obamacare can survive without people wanting to buy it," Bob Laszewski, the respected health care analyst whose writings on Obamacare have become essential in recent months, told me in an email exchange recently. "How the hell are you going to enforce a mandate to buy something that people don't think is valuable enough to buy? If the uninsured don't start to see value in Obamacare and buy it, is the Democratic solution to fine the heck out of them until it hurts so much they have to buy it? Great political strategy!"

Of course, that's exactly what the strategy is. Democrats designed the penalty for not having "minimum essential coverage" to start low and increase rapidly....

But Democrats in Congress feared public reaction to actually forcing Americans to write a check to the government to cover the penalty. So instead, the Internal Revenue Service, which is charged with enforcing Obamacare, will subtract the penalty from the tax refunds of those Americans who incur the penalty, provided they are due a refund.