Monday, August 12, 2013

'Navigator' is a clever name, but in reality is nothing more than taxpayer funds to hire community organizers to help sell Obamacare

ObamaCare's 'navigator' program ripe for disaster - Gov. Bobby Jindal

We already know ObamaCare is a poorly conceived law that is unworkable in the real world. We know the law is already driving health care premiums through the roof contrary to what President Obama promised. For instance, in my home state, our largest health insurance provider reported recently that health care premiums could go up by more than 200 percent on some customers, and the average increase could be almost 30 percent according to one study.

We also know that implementation of the law has been a disaster so far....

But wait, as they say in the infomercials, there’s more! By August 15, the Obama administration is expected to spend $54 million of our tax dollars to hire community organizers to push this law on the American people. The president was once a self-professed community organizer, so perhaps this is his way of “giving back” as they say....

‘Navigator’ is a crafty name, but in reality, there are very few restrictions on who they are, and what exactly they are supposed to be doing....

To make matters worse, these ‘navigators’ are going to have access to all kinds of personal information that will make the whole program ripe for fraud.

When helping individuals sign up for ObamaCare, these community organizers will have access to sensitive personal information, including social security numbers and tax information.

Amazingly, HHS is not planning on requiring background checks on these individuals before putting them to work. Besides the obvious identity theft concerns, this is a frightening development in light of the political activities and invasion of privacy, which the IRS and others have engaged in during the Obama presidency.

But the biggest problem with the ‘navigator’ program is it appears the federal government still doesn’t have the complete means to verify if an individual is even eligible for exchange insurance subsidies.

State Dems eager to implement Obamacare train wreck - Cal Watch Dog

The wheels may be starting to come off the Obamacare train as it rolls out nationally. But California Democrats are more interested in greasing the skids than preventing what critics fear will be a train wreck.

Five Devastating Effects Obamacare Will Have on Young Adults - Alyene Senger/Heritage: The Foundry

Here’s a list of five ways young adults will be hurt by the law:
1 Premium increases. Obamacare imposes age-rating rules that increase premiums for young adults. The law allows premium costs to vary by a ratio of 3 to 1 based on age. But as Heritage research shows, “The natural variation by age in medical costs is about 5 to 1. meaning that the oldest group of (non-Medicare) adults normally consumes about five times as much medical care as the youngest group.” This means that under Obamacare, young adults will pay artificially high premiums, and older adults will pay artificially low premiums....

2. Loss of coverage. Obamacare puts in place new rules that prohibit plans with annual limits. While limited health plans may not be a long-term solution, some coverage is still better than none. Several colleges across the country have already stopped offering low-cost plans to students because of the new regulations....

3. Government takeover of student loans. A provision neatly tucked into the massive health care law is an effective nationalization of the student loan industry. Obamacare ends government subsidies to private lenders and puts the federal government in charge of originating and servicing federally backed student loans....

4. Less money for education. Obamacare’s massive expansion of Medicaid, which will add almost 20 million more Americans to the program, will be difficult to sustain on already strained state budgets. As states are forced to redirect a growing portion of their budgets to Medicaid, less funding will be available for other state priorities, such as education....

5. Crushing fiscal burden. Younger generations will be left footing the bill for Obamacare and its irresponsible spending. Despite his many lofty promises, President Obama’s law does not reduce health insurance premiums, spending, or the deficit.
Obamacare’s negative impact on young Americans is just one of many reasons the law should be repealed.