Wednesday, November 27, 2013

Almost 80 million with employer health care plans could have coverage canceled, experts predict

Their losses would be in addition to the millions who found their individual coverage cancelled for the same reason. Stan Veuger of the American Enterprise Institute said that in addition to the individual cancellations, "at least half the people on employer plans would by 2014 start losing plans as well." - Jim Angle/FOX
It is possible to march carrying a drumstick in one hand and a torch in the other. - Discussion at Lucianne
Obamacare's Looming Landmine - Lewis Dovland/American Thinker
Now THIS is depressing. - Discussion at Lucianne

We've all heard the "if you like your doctor, you can keep your doctor" statements -- statements that now are being admitted to even by the administration as knowingly false when first made. We all know about the much higher premiums and deductibles faced by individuals, due in large part by the coverage mandated by the law.

What is being overlooked is the new and higher deductibles and total annual out-of-pocket expenditures, especially in the Bronze and Silver plans. The amount of these greatly exceeds the ability of most individuals and families to pay, thus providing the real possibility of personal bankruptcies due to medical bills and high losses for providers who cannot collect....

So what will happen? The family, being responsible citizens, will initially try to pay the bills, but that will soon prove impossible. They will ultimately default. And in any case, they will most likely end any college planning or retirement savings they were working toward.

But -- and this is the big but -- the entity chasing them for the money is not the government. Rather, it is the provider -- the doctor, hospital, lab, radiologist, etc. This permits the government to stand on the sidelines and shrug at the dastardly situation that government itself caused in the first place.

Once enough patients face this crisis, the provider will be painted as the devil, hurting all these working Americans and their finances. First there will be restrictions on how much the provider can ultimately collect. Eventually, providers will be eating a large portion of any of the money they don't collect at the point of service.

The government will neatly sidestep the mess they've set up on purpose, will be able to demonize the providers (who end up not getting paid), and can step in to "save the day." And saving the day means taking over the now-bankrupt assets of the provider side of the health care delivery system. Bingo: a full single-payer and provider system, under government control, without even having to fire a shot.

This is a main reason why the PPACA law is so bad. It is health insurance reform, not health industry reform. It does nothing to fix the cost problems we have in the delivery of health care. It addresses a nonexistent problem (lack of insurance) instead of the real problem (making health care affordable for all). All planned with an eye to wrecking the system from the bottom up.

The Front Man - Kevin D. Williamson/National Review Online

In an important sense, the American people have no political say in the health-care law, for example, because Congress did not pass a law reforming the health-care system; instead, Congress passed a law empowering the Obama administration, through its political appointees and unelected time-servers, to create a new national health-care regime.

It's Official: Obama Knew He'd Ruin Our Health Care - Rush